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Updated August 2026 · Reviewed by Dr. Shradha Chakhaiyar, MRCOG (London)

The cost of IVF in Patna, stated in full

One price. Everything included. It does not change once your treatment has begun.

IVF with ICSI · complete cycle
₹1,50,000
All inclusive. Medicines, scans, consultations, ICSI, blastocyst culture, theatre charges and embryo freezing are part of this price — not added to it.
Booking directly with us
₹1,35,000
Every consultation and every ultrasound scan, free
All investigations at 20% discount
Each further transfer from stored embryos: ₹15,000
Interest-free EMI from ₹6,250 a month
Dr. Shradha Chakhaiyar
MBBS, DGO, MRCOG (London)
ART registered
BR/AC/2024/15254 · ART Act 2021
Free stay during stimulation
For couples travelling from across Bihar
Written estimate first
Itemised, before treatment begins
The short answer

A complete IVF cycle with ICSI at Shradha IVF & Maternity costs ₹1,50,000, or ₹1,35,000 if you book with us directly. That figure includes your stimulation medicines, every scan, every consultation, ICSI, blastocyst culture, both theatre procedures, and the freezing and first year of storage of any surplus embryos. Across Patna, the equivalent complete cycle is commonly quoted at ₹1,50,000 to ₹2,10,000 once the same items are added back in.

What the package covers

Everything below is in the price

If you are comparing clinics, ask each one for this same list. It is the only way to compare a quoted price honestly.

₹1,50,000
Complete IVF cycle with ICSI · ₹1,35,000 booking directly
  • Every consultation — before, during and after the cycle · no charge, however many you need
  • Every ultrasound scan and all cycle monitoring · typically 4–6 follicular scans
  • All stimulation injections and medicines· the single largest cost in IVF, and the one most often billed separately elsewhere
  • Full operation theatre charges for ovum pick-up· including anaesthesia and recovery
  • ICSI· a single sperm injected into each egg, where fertilisation needs help
  • Blastocyst culture· embryos grown to day five so the best can be selected
  • Full operation theatre charges for embryo transfer
  • Freezing of all surplus good-quality embryos, with one year of storage· so a second attempt does not mean starting again
ICSI, blastocyst culture, medicines and embryo freezing are quoted as separate charges by most clinics in Patna. Here they are part of the price.

The honest maths

Why a low advertised price is usually not the price you pay

Most fertility clinics advertise the cost of conventional IVF — eggs and sperm placed together in a dish, and fertilisation left to happen on its own.

In current practice, most couples do not have conventional IVF. They have ICSI, where a single sperm is injected directly into each egg. It is standard for male-factor infertility, for unexplained infertility, and wherever fertilisation has failed before.

Most clinics also culture embryos to the blastocyst stage — day five rather than day three — because it lets the embryologist select the embryo with the best chance.

Both are usually quoted as extras. So are the medicines. An advertised price that excludes them is a price for a treatment most patients will not actually receive.

We include all of it, and we publish one number.

— Dr. Shradha Chakhaiyar, MBBS, DGO, MRCOG (London)

Which cycle applies to you

Two treatments, not five packages

Which one is right for you is a clinical decision made after your investigations — not a package you pick from a website. We will tell you which applies before you have spent anything on treatment.

Conventional IVF
₹90,000 – ₹1,00,000
₹81,000 – ₹90,000 booking directly · all inclusive
  • Appropriate where sperm parameters are normal
  • And where there is no history of failed fertilisation
  • Applies to a minority of couples
  • Same inclusions: medicines, scans, theatre, freezing
Most patients
IVF with ICSI
₹1,50,000
₹1,35,000 booking directly · all inclusive
  • Standard for male-factor and unexplained infertility
  • ICSI and blastocyst culture included, not added
  • All medicines and all monitoring included
  • Embryo freezing and first year of storage included

Most patients at Shradha have IVF with ICSI. We do not pre-assign a package — we recommend only what your case actually requires, with a written itemised estimate before treatment begins.

Market context · Patna 2026

What IVF costs in Bihar

Ranges reflect what is commonly charged across fertility clinics in Patna. They are given so you can compare like with like.

ItemTypical range in PatnaAt Shradha IVF
Conventional IVF cycle (no ICSI)₹80,000 – ₹1,40,000₹90,000 – ₹1,00,000
Stimulation injections & medicines₹20,000 – ₹80,000Included
Ultrasound scans and monitoring₹8,000 – ₹15,000Included
Consultations₹500 – ₹1,500 eachIncluded
ICSI₹15,000 – ₹40,000Included
Blastocyst culture₹15,000 – ₹30,000Included
Embryo freezing + first year storage₹20,000 – ₹35,000Included
Investigations and blood tests₹8,000 – ₹15,00020% discount
Complete cycle with ICSI₹1,50,000 – ₹2,10,000₹1,50,000
₹1,35,000 direct
Further transfer from stored embryos₹40,000 – ₹70,000₹15,000
Embryo storage, year two onward₹10,000 – ₹20,000 / yr₹15,000 / yr

No clinic is named and none is characterised. These are market ranges, published so that a couple comparing two quotes can see what each one actually contains.

Where the money goes

What you are actually paying for

IVF is expensive because the inputs genuinely are — imported hormonal medication, imported lab media and consumables, calibrated embryology equipment, and highly trained people. Here is the share each part takes.

01
Stimulation medications
30–40%

Daily hormonal injections, GnRH antagonists or agonists, the trigger injection and supportive medicines. The largest single component — and the one most often compromised at unrealistically low prices.

02
Embryology laboratory work
15–20%

ICSI or conventional fertilisation, embryo culture to day five, embryo grading, and vitrification of surplus embryos. The most skill-intensive part of IVF, and where outcomes are largely determined.

03
Egg retrieval procedure
10–15%

Anaesthesia, theatre charges, doctor and embryologist time, and recovery monitoring. Performed under short general anaesthesia in a sterile operating theatre.

04
Consultations and protocol design
5–10%

Fertility evaluation, report analysis, diagnosis, personalised protocol design and follow-up throughout the cycle. Included in the package here, not billed per visit.

05
Monitoring during stimulation
5–8%

Four to six follicular scans plus serial hormone blood tests over 10–14 days, to track follicle growth and time the trigger precisely.

06
Embryo transfer
5–8%

Theatre fee, doctor fee, ultrasound guidance, transfer catheter and consumables. A 10–15 minute ultrasound-guided procedure with no anaesthesia required.

07
Diagnostic investigations
5–10%

Pelvic ultrasound, hormone panel, semen analysis, infectious-disease screening, blood group and coagulation profile. Charged separately here, at a 20% discount.

08
Embryo freezing and storage
3–5%

Vitrification of remaining good-quality embryos, with the first year of storage included. Beyond that, storage is ₹15,000 a year.

Full disclosure

What is not included

We would rather you read this before treatment than discover it during. Anything here that applies to you will be explained and costed before your cycle starts, not after.

  • Investigations and blood tests — 20% discount

    Typically ₹5,000 to ₹10,000 depending on what your diagnosis requires.

  • PGT-A genetic testing — ₹40,000 – ₹80,000

    Rarely needed. Used only where there has been recurrent implantation failure, and charged only if it is genuinely required.

  • Surgical sperm retrieval, TESA or PESA — ₹15,000 – ₹30,000

    Only where male-factor infertility makes it necessary.

  • Embryo storage beyond the first year — ₹15,000 per year

    The first year is included with your cycle.

  • Assisted hatching and EmbryoGlue — ₹5,000 – ₹15,000 each

    Rarely done here, and not something we encourage. The evidence that either improves the chance of a live birth for most patients is weak. Used only where there is a specific clinical reason, and charged only then.

We do not add procedures to a cycle because they can be billed. If something is unlikely to change your outcome, we will tell you that rather than sell it to you. This is worth asking about wherever you go — a low headline price with a long list of add-ons attached is not a low price.

If the first transfer does not work

Trying again costs ₹15,000, not another cycle

IVF often takes more than one embryo transfer. That is normal, and it is the part couples worry about most — not the cost of starting, but the cost of trying again.

Your cycle includes freezing of all surplus good-quality embryos and one year of storage. If a further transfer is needed and you have embryos in storage:

₹15,000each further transfer

That is the transfer alone. No repeat stimulation, no repeat egg collection, no repeat medicines, no repeat theatre charge for pick-up — because none of that is needed again. A frozen embryo transfer is commonly charged at ₹40,000 to ₹70,000 in Patna.

At Shradha IVFCommonly charged in Patna
First cycle, complete, with ICSI₹1,50,000₹1,50,000 – ₹2,10,000
Second transfer from stored embryos₹15,000₹40,000 – ₹70,000
Two transfers, in total₹1,65,000₹1,90,000 – ₹2,80,000

Booking directly: ₹1,35,000 + ₹15,000 = ₹1,50,000 for two transfers.

This matters more than it looks. In the research on IVF outcomes, one egg collection plus every frozen transfer that follows from it counts as a single attempt — because clinically, that is what it is. Priced the way most clinics price it, a couple cannot afford to finish their own attempt.

Beyond the cycle itself

Two things that come with your treatment

Free accommodation during stimulation

Ovarian stimulation means 10 to 14 days of daily injections and regular scans. For couples travelling from Muzaffarpur, Arrah, Begusarai, Samastipur or further, that means either repeated journeys or two weeks of paid accommodation in Patna.

We provide accommodation for that period at no cost.

Your delivery, covered

Shradha IVF & Maternity is a maternity hospital as well as a fertility centre. If your cycle here results in a pregnancy, your antenatal care and your delivery continue with the same team.

If the ₹1,50,000 package is paid in full as a single payment, your delivery at Shradha is covered — normal delivery or caesarean, whichever is medically needed. We use ₹15,000 of that payment to take out an IVF pregnancy and delivery insurance policy in your name, and we will show you the policy before you decide.

Newborn intensive care (NICU) is not covered. If your baby needs it, it is charged separately. We would rather you knew that now.

Paying for treatment

Two ways to pay, and the choice is yours

The package is ₹1,50,000. The ₹15,000 difference below is the same ₹15,000 either way — take it off the price now, or use it to cover your delivery later.

Paid directly to us
₹1,35,000

A 10% reduction on the package price for booking directly with the clinic. Delivery cover does not apply.

Paid in full, single payment
₹1,50,000

The full package, and your delivery at Shradha is covered — normal or caesarean, whichever is needed. NICU is not covered.

Interest-free EMI

₹12,500 / month
12 instalments on ₹1,50,000
₹6,250 / month
24 instalments on ₹1,50,000

EMI is offered as a service, not a profit centre — there is no margin built into it. The delivery cover applies to the single full payment only. Included whichever route you take: all consultations free, all ultrasound scans free, and all investigations at 20% discount. No cost is added once treatment has begun.

A clinical honesty note

Why extremely low-cost IVF claims are misleading

IVF cannot be safely and successfully delivered below a certain cost — the components are simply too expensive. When a clinic advertises a complete cycle far below the range on this page, usually one of the following is happening.

The number excludes what you will actually need

Medicines, ICSI, blastocyst culture, freezing and anaesthesia billed separately afterwards, aggregating back to a standard total — or higher. This is the most common version by a wide margin.

Cheaper stimulation medication is substituted

Lower-grade preparations in place of recombinant FSH, which affects egg yield and egg quality, and therefore the chance the cycle works at all.

Laboratory quality is reduced

Fewer consumables and lower-grade culture media that will not reliably support embryos to the blastocyst stage, and lower-grade vitrification protocols that affect the survival of frozen embryos in any future cycle.

Add-ons are attached afterwards

A low headline figure, then a list of procedures recommended once you have already committed. Ask for the total, in writing, before you begin — anywhere you go.

The usual result is a failed cycle the couple then pays for again — at which point the cheap IVF has cost more than honest IVF would have, with a heavy emotional toll on top. Our position is straightforward: price the cycle honestly so it has the best possible chance of working the first time.

Our pricing philosophy

How we keep the price where it is

Three deliberate operational decisions, none of which involve reducing clinical quality.

Direct procurement of medicines

We purchase IVF medications in bulk directly from manufacturers, bypassing distributors and intermediate suppliers. This is the single largest contributor to our cost structure.

No mark-up on lab consumables

The same applies to culture media, vitrification kits, micropipettes and laboratory plastics. Direct sourcing reduces input cost without reducing input quality.

Savings passed on, not retained

Many clinics achieving similar procurement efficiency keep the difference as margin. We pass it through, because the point is accessible fertility care for families across Bihar.

Being honest about outcomes

IVF is a treatment, not a guarantee

Outcomes depend on age, ovarian reserve, diagnosis, sperm parameters and factors that cannot be known before investigation. Any single headline success figure — on any clinic’s website, including ours — tells you very little that is useful about your own chances.

At your consultation, Dr. Chakhaiyar will discuss what the realistic range looks like for your situation, based on your own investigations rather than an average. That consultation is free, and it happens before you have spent anything on treatment.

बांझपन एक चिकित्सीय स्थिति है, कोई कलंक नहीं। IVF एक वैज्ञानिक इलाज है, कोई गारंटी नहीं।

Three questions worth asking any clinic

If you are shown a success rate anywhere, ask:

  • Is that a live birth, or a positive pregnancy test?
  • Is it per egg collection, or per embryo transfer?
  • Which age group — and is it based on the woman’s own eggs?

The same group of women can be reported as 13% or as 36% depending only on what the number is divided by. A clinic that cannot answer all three questions in one sentence has not given you a number you can use.

Your care, by name

Dr. Shradha Chakhaiyar

Every IVF cycle at Shradha IVF is reviewed and led personally by Dr. Shradha Chakhaiyar. Pricing decisions, protocol design and embryology oversight are her direct responsibility — not delegated to a rotating panel or handed to a counsellor.

She holds membership of the Royal College of Obstetricians and Gynaecologists, London, and has practised obstetrics, gynaecology and infertility medicine for over twenty years.

MBBSDGOMRCOG (London)20+ years in practice

See what your own cycle would cost

Two minutes, no registration, no obligation. Or book a free first consultation with Dr. Shradha for a written, itemised estimate before any treatment begins.

Questions

Cost questions, answered plainly

Still have a question? Call us on +91 91625 62266.

What does IVF cost at Shradha IVF in Patna?

A complete IVF cycle with ICSI costs ₹1,50,000, or ₹1,35,000 booking directly with us. Conventional IVF, where it is clinically appropriate, is ₹90,000 to ₹1,00,000. Both are all-inclusive: medicines, scans, consultations, theatre charges, ICSI, blastocyst culture and embryo freezing with one year of storage are part of the price.

Are medications included in the IVF package?

Yes. All stimulation injections and medicines are included in the package price. This is unusual — most clinics bill medication separately at ₹20,000 to ₹80,000 on top of the advertised figure, which is the single biggest reason a quoted price and a final bill differ.

Is ICSI charged extra?

No. ICSI is included, and so is blastocyst culture. Both are commonly quoted as add-ons at ₹15,000 to ₹40,000 and ₹15,000 to ₹30,000 respectively. Since most couples in current practice have ICSI rather than conventional IVF, a price that excludes it is a price for a treatment most patients will not receive.

What if the first embryo transfer does not work?

Your cycle includes freezing of all surplus good-quality embryos and one year of storage. If you have embryos in storage, each further transfer costs ₹15,000 — there is no repeat stimulation, no repeat egg collection and no repeat medication, because none of that is needed again. The same procedure is commonly charged at ₹40,000 to ₹70,000 in Patna.

What is not included in the package?

Investigations and blood tests, charged at a 20% discount and typically ₹5,000 to ₹10,000. PGT-A genetic testing (₹40,000–₹80,000, rarely needed). Surgical sperm retrieval, TESA or PESA (₹15,000–₹30,000, only where male-factor infertility requires it). Embryo storage beyond the first year at ₹15,000 a year. Assisted hatching and EmbryoGlue, which we rarely use and do not encourage.

Is the delivery really free after IVF?

It is covered if the ₹1,50,000 package is paid in full as a single payment. We use ₹15,000 of that payment to take out an IVF pregnancy and delivery insurance policy in your name, covering a normal delivery or a caesarean, whichever is medically needed. Newborn intensive care (NICU) is not covered and is charged separately. If you take the ₹1,35,000 direct-booking price instead, the delivery cover does not apply.

Can I pay in instalments?

Yes. Interest-free EMI is available on the ₹1,50,000 package at ₹12,500 a month over 12 months, or ₹6,250 a month over 24 months. There is no margin built into the EMI. The delivery cover applies to the single full payment only.

How many IVF cycles will I need?

It depends on age, diagnosis, egg quality and how embryos develop, and no honest answer can be given before your investigations. What can be said is that published research counts one egg collection plus every frozen transfer arising from it as a single attempt — which is why the ₹15,000 further-transfer price matters. Dr. Chakhaiyar will give you a realistic expectation after your first evaluation, and reviews and adjusts the protocol if a cycle is unsuccessful.

Why do some clinics in Patna advertise IVF far below this?

Usually because the advertised figure excludes medicines, ICSI, blastocyst culture, freezing or anaesthesia, which are then billed afterwards and aggregate back to a standard total. Occasionally it reflects cheaper stimulation medication or reduced laboratory quality, both of which affect the chance the cycle works. Ask any clinic for the complete list of what their figure includes, in writing, before you commit.

Is IVF covered under Ayushman Bharat?

As of 2026, IVF is not covered under Ayushman Bharat PM-JAY. Interest-free EMI from ₹6,250 a month is available to make treatment financially manageable without delaying it.

Can I get an estimate before visiting the clinic?

Yes. The IVF cost calculator gives an instant estimate based on your treatment type and situation, with no registration required. Your first consultation at the clinic is also free, and you will receive a written itemised estimate before any treatment begins.

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