How much does IVF cost in Patna in 2026?
IVF prices quoted in Patna vary widely, mostly because clinics include different things in the figure they advertise. At Shradha IVF, a complete IVF cycle with ICSI is ₹1,35,000, and conventional IVF, where it is clinically appropriate, is ₹81,000 to ₹90,000. Investigations, oral supportive medicines and the medicines that support a pregnancy after embryo transfer are charged separately.
The cost of IVF treatment in Patna varies more than most people expect, and the headline price you see advertised is rarely the final price you pay. Three things drive the variation: which treatment you actually need, how much medication your body requires, and which add-ons your case calls for.
Our IVF cost calculator above is built around real Shradha IVF Patna pricing, not industry averages. The package price does not change with age, cycle history or diagnosis. Those factors can change which investigations and supportive medicines you need, and these are itemised in writing at your consultation.
IVF cost breakdown — what you actually pay for
| Component | What it covers | Shradha IVF |
|---|---|---|
| IVF with ICSI, complete cycle | Consultations, scans, stimulation injections, egg collection and embryo transfer with the medicines used on those days, ICSI, blastocyst culture, embryo freezing with one year of storage | ₹1,35,000 |
| Conventional IVF | Where clinically appropriate. Same inclusions, without ICSI | ₹81,000 – ₹90,000 |
| Single payment with insurance | IVF with ICSI plus a one-year pregnancy and delivery insurance policy (sum insured ₹50,000) | ₹1,50,000 |
| Investigations | Blood tests and screening before treatment. Itemised in writing | ₹5,000 – ₹10,000 |
| Medicines not in the package | Oral supportive medicines before and after stimulation, and medicines that support a pregnancy after embryo transfer | Prescribed individually |
| Further transfer from stored embryos (FET) | No repeat stimulation or egg collection needed | ₹15,000 |
| Embryo storage after the first year | First year included with your cycle | ₹15,000 a year |
Many clinics quote only the base cycle as a "package" and bill the rest separately. That is why quotes for the same treatment can differ so much. Ask every clinic for its list of inclusions in writing.
What changes your IVF cost the most?
- Woman's age and ovarian reserve. Older women and those with low ovarian reserve often need higher doses of stimulation injections. At Shradha IVF, stimulation injections are part of the package, so a higher dose does not raise the package price.
- Diagnosis. Low ovarian reserve and endometriosis usually require higher doses. Male factor cases often shift the recommendation from IVF to ICSI.
- Number of transfers. If surplus embryos are frozen, a further transfer costs ₹15,000 rather than a new cycle.
- Add-ons. Blastocyst culture, assisted hatching, embryo freezing, PGT — each has its own clinical indication.
- Treatment type. IUI is the least expensive. ICSI is recommended where there is male-factor infertility or a history of failed fertilisation.
- Clinic transparency. A clinic that bundles standard add-ons looks more expensive at the start but cheaper overall.
Is IVF covered by insurance in Patna?
Most standard health insurance policies in India do not cover IVF. A few insurers offer optional fertility cover with limits and waiting periods, so check your own policy. At Shradha IVF you can pay in four stages during treatment, or take EMI of ₹7,000 a month for 24 months (₹1,68,000 in total).
Why use this calculator (and not a generic one)?
Generic IVF calculators give a national average, which is of little use for planning. This calculator uses Shradha IVF's own published prices, and shows separately what is not in the package. Learn more about Shradha IVF or book a consultation.
