How much does IVF cost in Patna in 2026?
IVF in Patna typically costs ₹90,000 to ₹1,80,000 per cycle, with most couples spending around ₹1,20,000–₹1,50,000 all-inclusive. At Shradha IVF, an IVF cycle ranges from ₹1.05L to ₹1.65L after the ₹15,000 direct discount.
The cost of IVF treatment in Patna varies more than most people expect, and the headline price you see advertised is rarely the final price you pay. Three things drive the variation: which treatment you actually need, how much medication your body requires, and which add-ons your case calls for.
Our IVF cost calculator above is built around real Shradha IVF Patna pricing, not industry averages. It adjusts for age, cycle history and diagnosis so the number you see reflects what you would actually pay.
IVF cost breakdown — what you actually pay for
| Component | Typical range (Patna) | Shradha IVF |
|---|---|---|
| Base IVF cycle (monitoring, retrieval, lab, transfer) | ₹80,000 – ₹1,40,000 | ₹90,000 – ₹1,30,000 |
| Stimulation injections & medications | ₹20,000 – ₹80,000 | ₹25,000 – ₹40,000 |
| Pre-IVF tests, scans & monitoring | ₹8,000 – ₹15,000 | ₹5,000 – ₹10,000 |
| ICSI (if needed for male factor) | ₹15,000 – ₹40,000 | Included in ICSI package |
| Embryo freezing & 1st year storage | ₹20,000 – ₹35,000 | Available |
| FET — per cycle | ₹40,000 – ₹70,000 | ₹40,000 – ₹60,000 |
| Shradha IVF direct discount | — | − ₹15,000 |
Most clinics in Patna quote only the base cycle as a "package" and bill the rest separately. That's why three quotes can look like ₹95,000, ₹1,40,000 and ₹2,10,000 for the same treatment.
What changes your IVF cost the most?
- Woman's age and ovarian reserve. Younger women generally need lower doses of stimulation injections. Above age 38, dose requirements rise sharply, often adding ₹15,000–₹30,000 to medication costs.
- Diagnosis. Low ovarian reserve and endometriosis usually require higher doses. Male factor cases often shift the recommendation from IVF to ICSI.
- Number of cycles. Multi-cycle bundles typically save 15–25% per cycle.
- Add-ons. Blastocyst culture, assisted hatching, embryo freezing, PGT — each has its own clinical indication.
- Treatment type. IUI is most affordable. IVF + ICSI costs more but has higher per-cycle success.
- Clinic transparency. A clinic that bundles standard add-ons looks more expensive at the start but cheaper overall.
Is IVF covered by insurance in Patna?
Most standard health insurance policies in India do not cover IVF. A few insurers offer optional fertility riders capped at ₹1–1.5 lakh per cycle, but these usually have a 2–3 year waiting period. IVF expenses may qualify for tax deduction under Section 80D. Shradha IVF offers EMI plans to manage payment without delaying treatment.
Why use this calculator (and not a generic one)?
Generic IVF calculators give you a national average — ₹1.5L to ₹3L — that's almost useless for planning. Patna pricing is materially lower than metro cities. This calculator gives you a IVF treatment cost in Patna and no other city, adjusted for your age and diagnosis, with the Shradha IVF discount applied automatically. Learn more about Shradha IVF or book a free consultation.
